MONEY MANAGERS, LTD.(MML) continuously researches investment options available to determine which ones are suited for our clients. We research insurance and investment companies to help determine which programs are the most competitive. MML provides investment and insurance portfolio: ANALYSIS- Of your current position versus your goals, objectives and risk tolerance. DESIGN- a model portfolio structured to outpace inflation and minimize current taxation while maximizing your potential to achieve your financial goals. RESEARCH- to select the premiere investment and/or insurance company in their respective industry. IMPLEMENTATION- complete all documentation needed. MONITORING- through the use of the most technically advanced tools available in the estate planning industry, we are able to balance your portfolio in an efficient manner. MONEY MANAGERS ADVISORY specializes in managing portfolios of no-load, exchange traded funds and closed-end mutual funds. Our management style calls for diversification among several different asset classes. A portfolio may have as few as three or as many as thirty different funds in the portfolio at any point in time. The number and type of funds will, of course, vary depending on our clients goals, objectives, and tolerance for risk.